These Simple Strategies Will Lower Your Auto Insurance Bill

21 December 2015
Categories: Insurance, Blog

Staying out of accidents and parking your vehicle in a secure area to avoid break-ins are two common ways that you can keep your auto insurance bill low, but there are a number of other methods you can use to save money every month. Some simple changes to your driving routine or even your insurance policy itself require little effort and can translate into more money in your bank account. Give a quick phone call to your insurance provider and discuss these three methods of saving money. Read More

No-Exam Life Insurance Has Its Advantages

4 December 2015
Categories: Insurance, Blog

If you're looking for life insurance, you've likely come across sites claiming no-exam insurance, where you don't need a medical exam, is not a good financial deal. However, that point of view assumes that you are completely healthy and have time for a medical exam -- and that you're willing to turn over that personal information in exchange for insurance. No-exam life insurance does have some specific benefits, and if you are not willing or able to apply for exam-based insurance, then no-exam insurance is a better deal than having no insurance. Read More

Auto Insurance: Extras Worth Paying For

19 November 2015
Categories: Insurance, Blog

When it comes to auto insurance, it seems like everyone is always trying to find ways to cut down their coverage and their rates. However, cutting your coverage is not always a sound decision. Here are a few types of coverage that some people may consider "extras" that are actually worth paying for. Uninsured Motorist Coverage You should not skimp out on uninsured motorist coverage. Uninsured motorist coverage protects you and your loved one from any damage that may be caused by a driver who does not have insurance or who is underinsured. Read More

Going On A Road Trip? Consider These Optional Insurance Coverages

30 October 2015
Categories: Insurance, Blog

Whether you are planning a road trip to get from point A to point B, or the trip is the vacation in and of itself, you want to make sure you have the right kind of insurance coverage. Purchasing the right options can help you save money and hassles if something does go wrong when you are far from home. The following are a few of the optional services you should consider adding before you hit the road. Read More

Opening A Restaurant? Make Sure You Have All Insurance Areas Covered

19 October 2015
Categories: Insurance, Blog

Every industry has different insurance risks. If you are opening up a restaurant, make sure you have the right insurance coverage before you let employees or customers through your doors. Liquor Liability If you will be serving beer or hard alcohol in your restaurant, you need to carry liquor liability insurance. This will cover any incident that occurs at your restaurant and involves the consumption of alcohol. For example, if two customers both drink alcohol and get into a fight, your insurance would cover any damage they cause. Read More

Homeowners Insurance Value: How To Determine Your Coverage

About Me

When I bought my first house, I was completely unprepared for the insurance process. I had no idea how much went into determining the value of the house and the contents. I spent a lot of time talking with my insurance agent about it and then did some research on my own to ensure that I valued my belongings properly. If you're getting ready to buy homeowners insurance for the first time, I hope the information here helps you to understand the process. When you can evaluate your belongings appropriately, you're far less likely to suffer a loss that you can't replace.