How Small Businesses Can Benefit From Employee Benefits

17 December 2021
Categories: Insurance, Blog

Many employees consider the expected benefits when looking for a job. The availability of benefits such as healthcare, unemployment, and worker's compensation is a significant determinant when these employees settle for a job. As a result, many employers provide their employees with various benefits to keep their workforce productive and motivated. Large businesses can quickly provide their staff with lucrative benefits due to their massive financial abilities. On the other hand, small businesses find themselves balancing between offering competitive employee benefits and managing the cost of insurance. Read More

3 Common Types Of Commercial Truck Insurance You Can Purchase

8 November 2021
Categories: Insurance, Blog

Operating a transportation business can be quite challenging. You may often have to transport large and fragile cargo that could be damaged during transportation. If this happens and you don't have insurance, you could suffer heavy losses. Luckily, commercial truck insurance can protect your business from these losses. It will protect the driver, the cargo, and anyone else involved in the accident. This article discusses three types of commercial truck insurance policies you can purchase. Read More

Benefits Of Getting A Vespa Insurance

28 October 2021
Categories: Insurance, Blog

Vespa is one of the top-quality scooter brands in the market, and owning a Vespa can come with pride. However, you need to insure your Vespa before getting it on the road. Here are the pros of purchasing Vespa insurance. Protects Your Health and Income A Vespa accident may lead to serious bodily injuries, such as fractures. These injuries can be painful, and treating them may be costly. Also, you may develop a disability if the accident is severe. Read More

5 Different Ways Your Homeowner’s Insurance Will Cover Your Dwelling

6 October 2021
Categories: Insurance, Blog

It is crucial to understand how your homeowner's insurance works fully. With homeowner's insurance, the biggest thing that it covers is your dwelling or your home. With your dwelling coverage, there are various options you choose from to replace your home if it becomes damaged. Actual Cash Value The first coverage option you can choose for your dwelling is actual cash value coverage. This will pay for the cost to replace your property that is damaged, with money taken away for depreciation. Read More

3 Reasons You Should Buy Workers’ Compensation Insurance Even If You Are Self-Employed

30 August 2021
Categories: Insurance, Blog

Many self-employed people never even consider the option of buying workers' compensation insurance. This is especially true for sole proprietors since they do not have any employees other than themselves. However, purchasing workers' comp insurance can prove extremely beneficial even if you do not employ anyone other than yourself. Continue reading to learn three of the main reasons you should consider purchasing this type of insurance coverage even if you are self-employed. Read More

Homeowners Insurance Value: How To Determine Your Coverage

About Me

When I bought my first house, I was completely unprepared for the insurance process. I had no idea how much went into determining the value of the house and the contents. I spent a lot of time talking with my insurance agent about it and then did some research on my own to ensure that I valued my belongings properly. If you're getting ready to buy homeowners insurance for the first time, I hope the information here helps you to understand the process. When you can evaluate your belongings appropriately, you're far less likely to suffer a loss that you can't replace.